Dear Mom and Dad,
I still remember that little piggy bank you gave me years ago — the one that made that happy “cling” every time a coin dropped in. Back then, I thought saving was just a fun sound. I didn’t know it was the beginning of something far bigger — the first tiny step from piggy bank to portfolio.
You often said the best gift isn’t a toy — it’s time. I didn’t understand it then, but now I do. You didn’t just give me money to spend; you gave me time to grow, time to learn, and time for those small savings to turn into something meaningful. Maybe that’s what investing really is — giving our dreams the time they deserve.
Little Steps, Big Dreams
When I first tried to walk, I fell. A lot.
When I learned to ride my bicycle, I wobbled and crashed.
But every fall taught me something — that balance only comes when you keep pedaling.
Now I realize investing works the same way. You didn’t wait for the “perfect day” to start — you began on Day One, with small SIPs and big faith. The early stumbles of the market were like my early steps — shaky but necessary. And just like I grew stronger, our portfolio grew steadier.
Those little steps you took have now turned into big dreams taking flight.
Lessons from the Playground
You often compared life and investing to my playground:
The swings — the market’s ups and downs, exciting but temporary.
The slides — momentum that teaches joy and speed.
The seesaw — balance between risk and reward.
The sandcastles — built patiently, layer by layer, protected from the waves.
You made money lessons sound like playtime. You turned patience into a game, consistency into confidence, and time into treasure.
Dear Parents, Thank You!
Thank you for teaching me that wealth isn’t built in a rush.
Thank you for starting early, for choosing discipline over delay.
Because of your patience, my education, my dreams, and my independence all have a foundation.
Every SIP you began for me was more than an investment — it was a lesson in time, trust, and love.
The best gifts truly aren’t wrapped — they’re compounded!
With gratitude,
Your Grown-up Child (and Grateful Investor)